Should You Get Health Insurance for Your Pet?
Although people have insurance for themselves, their homes, vehicles, and other valuables, many pet owners aren’t aware that health insurance is available for their pets. Others simply choose not to purchase it.
Without pet health insurance, however, you might not be able to cover the cost of your pet’s veterinary care, and no pet owner should ever have to choose between their beloved pets and their finances.
At Signature Veterinary Services, we want to raise awareness about pet health insurance and the reasons why it’s a smart investment.
Is Pet Health Insurance Worth It?
Routine veterinary care is affordable and includes regular expenses that can be anticipated. It’s easy to budget for services like annual wellness plans, checkups, vaccinations, and health screenings.
If a pet falls ill, ingests a foreign object or poison, or has a traumatic injury, unexpected veterinary costs are significant. When you account for the price of anesthesia, medications, procedures, supportive care, and recovery, the cost of veterinary services such as emergency care, sick pet care, and pet surgery can add up to thousands of dollars. Unfortunately, most Americans have little savings and can’t afford to cover a $1,000-dollar emergency.
In these cases, pet owners and veterinarians have their hands tied. Although everyone wants to make the best decisions for a pet’s treatment, covering the costs without pet health insurance often is not feasible.
How Much Does Pet Insurance Cost?
Pet health insurance premiums can cost anywhere from $30 to $90 per month. Premiums depend on the policy you choose for your pet, your deductible amount, your pet’s breed, and often their health history. There are a variety of pet health insurance policies available, and you’ll be able to choose the one that best meets your needs.
How Does Pet Health Insurance Work?
Similar to health insurance for people, every pet health insurance policy is different and works a little differently. Pet insurance policies typically have deductibles, which means you’ll pay a certain amount of your pet’s veterinary bill before the insurance company covers either all or a percentage of the remaining balance. Depending on your policy, you might be responsible for paying the veterinary costs upfront and submitting the bill for reimbursement.
Pet Emergencies Happen; Be Prepared with Pet Insurance
No matter how carefully you care for your pets, emergencies and unexpected illnesses can still happen. When your pet has an emergency, the last thing you want to worry about is money. Be prepared. Ask Signature Veterinary Services about pet health insurance policies today.